May 2015

The Future
The financial inclusion in India is in a state of flux. For the first time in the last decade, it is receiving real attention & not mere lip service from the central Government & the Reserve Bank of India (RBI). Prime Minister Modi has put financial inclusion at the top of the government's agenda with the spectacular launch of Jan Dhan Yojana, MUDRA bank and the various insurance programs in Kolkata recently. For more details

Best performing branch (South Region) for the 4th quarter - Yelahanka
It was a joyful occasion on 15th May'15 for the Yelahanka branch team, when Mr. Samit Ghosh along with few members of the National Leadership Team - Ms. Carol Furtado (COO - South), Mr. Sunil Kutty (Head HR), Mr. Ittira Davis (Head of Transition) and Mr. Joshua Raja (Distribution Manager) visited the best performing branch (South Region) of the 4th quarter. For more details

Banking Summit 2015
The Associate of Micro Finance Institutions –West Bengal along with its member MFIs and knowledge partner-IFMR Lead hosted the 2nd Banking summit titled, Funding the Unfunded, Scope , Opportunities & Challenges on May 20th @ Park Hotel. For more details

There is no end to possibilities if your will-power is strong enough to take you forward and opportunities are just a handful of candies when you want to cross the walls of success. Ujjivan is constantly working for the empowerment of mankind. We serve a social cause to enhance the lives of those who are ready to fight; but lack the arms and ammunitions. For more details

April 2015

Ujjivan's credit rating has been upgraded to "A" by CARE
We are pleased to inform you the Rating upgrade for Ujjivan from an A- to A by CARE (Credit Analysis & Research Limited). This rating by CARE includes all our long term borrowings (of Rs. 3,000 crs) and 3 NCDs (of cumulative value of Rs. 133 crs). The rating rationale indicates that For more details

South India Banking Conclave
MINT had organized South India Banking Conclave in Bangalore on April 29th, 2015. One of the interesting sessions was on 'Financial Inclusion: Banking the unbanked – the way forward'. The participants of the panel were banks – SBI & Bank of Maharashtra; MFIs – Janalakshmi & Ujjivan; and the Indian Postal Service. The discussion was largely on the focus of the present government on financial inclusion, which is welcome change from the past. For more details

Evangelical Marketing Branch Meetings @ East
Starting April 2015, Eastern region has started working towards increasing Customer Connect at the branch level. As a practice, every branch will be conducting 2 Customer meetings at the branch premises in a business month. Important points are as below: For more details

Women's World Banking Leadership and Diversity for Innovation Program
The Leadership and Diversity for Innovation Program is a one-year program targeting CEO's or senior executives and a women leader or high-potential female employee from high-performing financial institutions across the globe. The program is designed to help the senior executives focus on harnessing their leadership to drive institutional change through tools for coaching and talent management, For more details

The struggle of Gharais – setting an example for many
"Start by doing what's necessary, then what's possible; and suddenly you are doing the impossible." Gharai family lives in Midnapur town, the headquarter of Paschim Midnapur district which is one of the most backward districts in West Bengal and a part of India's Red Corridor. Tapan Gharai (age 41), husband of Mita Gharai (age 36), customer of Ujjivan, and his parents used to work as agriculture labors few years ago. For more details

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