We believe that business and professional organizations working with us are not just business associates, but share our vision to provide financial service to the poor and work towards a better life for a vast section of our community.

Grameen Bank

Ujjivan is participating in the Grameen Bank Replication Program. We follow the Grameen methodology adapted to the urban environment in India. Grameen Bank has provided us a Technical Advisor and Seed Capital Funding for our branches to finance the ‘poorest of the poor women.' www.grameen.com

Unitus

Unitus, Inc. is a nonprofit organization creating innovative solutions to global poverty using a venture capital approach. Unitus dramatically accelerates the growth of microfinance institutions and demonstrates that many MFIs can be run as profitable, large-scale, poverty-focused businesses with links to formal capital markets. As of May 2006, Unitus had nine MFI partners worldwide serving more than 679,000 poor clients. By 2015 Unitus’s MFI partners plan to reach 10 million clients in India alone. Based in Redmond, WA, USA, and Bangalore, India, Unitus relies on innovative financial instruments and the financial resources of like-minded individuals and foundations to fulfill its mission. Unitus received the 2006 Fast Company Social Capitalist Award for taking an innovative, business-minded approach to alleviating global poverty. For more information about Unitus please visit www.unitus.com

The Michael & Susan Dell Foundation

The Michael & Susan Dell Foundation was established in 1999 by the Dell family to improve outcomes for children living in urban poverty. Based in Austin, Texas, the Foundation funds programs that foster and improve education, health and safety for children around the world. With an endowment of more than $1 billion, the Foundation has committed more than $270 million to date for children’s issues in the United States and globally. Because of the proven social impact of microfinance, the Foundation is keenly engaged in bolstering growth-oriented microfinance institutions that have the potential of reaching millions of un-served poor. The centerpiece of MSDF’s initial efforts in microfinance is to catalyze the development of the urban microfinance market in India by providing risk capital to start-up microfinance organizations. www.msdf.org

The Bellwether Microfinance Fund

The Bellwether Microfinance Fund has been conceived by a small group of experienced Indian microfinance professionals and foreign investors as a Equity-Debt Fund, independently managed and run by professional fund managers. A US$ 10 million fund, Bellwether is the first fund in India dedicated to investing in the equity and debt of microfinance institutions across the country that are in line with the Fund’s mission and investment philosophy. www.bellwetherfund.com

CraftSilicon

Our technology partner Craft Silicon is an information technology company providing complete systems solutions from conception to implementation and maintenance. Craft Silicon services small and large Banking and Micro Finance organizations worldwide. www.craftsilicon.com

Delphi Research Services

Delphi Research Services is a specialist market research and strategic consulting. It specializes in three areas: Industrial and Business-to-Business Research, Social & Development Research and Restricted Consumer Research exclusively for the Service Sector. Delphi undertakes research and strategic consulting projects in India, South East Asia and Middle East. Its clients include a host of major Indian and International companies and Multi-Lateral Organizations such as UNDP, UNIDO, SDC, NORAD, DANIDA etc. http://www.delphiindia.com

Life Insurance Corporation of India (LIC)

We offer LIC’s life insurance policies for the poor- Janashree Bima Yojana and the scholarship scheme for children from poor families- Shiksha Sahayog Yojana. www.licindia.com

Universal Legal

Our legal counsel is Universal Legal, affiliated to the Chugh Firm. www.chugh.com

Deloitte Haskins & Sells

Our statutory auditors. www.deloitte.com

Varma & Varma

Our internal auditors. www.varmaandvarma.com

FWWB

Friends of Women's World Banking (FWWB) was established in 1982 as an affiliate of Women’s World Banking. It’s initial activities were limited to guarantee of bank loans to poor women in the state of Gujarat and counseling on savings and credit to women groups. In 1989 the byelaws were modified to take up a larger role in the areas of financial services for poor women beyond the state of Gujarat. The scope of its activities in Microfinance, as well as its geographical coverage, increased to 91 organisations in 12 states as on March 2006. FWWB India’s has adopted a ‘Credit Plus’ approach and its current activities include two broad program areas. FWWB India has a Revolving Loan Fund, which serves to refinance partner organizations that provide financial services to the poor. FWWB India also supports these partner organizations by the provision of institutional development programs to expand their capacity to manage credit and savings activities. In addition to above, FWWB has also been involved in micro insurance, supporting innovations in Microfinance etc. www.fwwbindia.org

HDFC Bank

HDFC Bank's mission is to be a World-Class Indian Bank. The objective is to build sound customer franchises across distinct businesses so as to be the preferred provider of banking services for target retail and wholesale customer segments, and to achieve healthy growth in profitability, consistent with the bank's risk appetite. www.hdfcbank.com

ICICI Bank

ICICI Bank is India's second-largest bank with total assets of about Rs.1,676.59 bn(US$ 38.5 bn) at March 31, 2005 and profit after tax of Rs. 20.05 bn(US$ 461 mn) for the year ended March 31, 2005 (Rs. 16.37 bn(US$ 376 mn) in fiscal 2004). ICICI Bank has a network of about 573 branches and extension counters and over 2,000 ATMs. www.icicibank.com

UTI Bank

UTI Bank was the first of the new private banks to have begun operations in 1994, after the Government of India allowed new private banks to be established. The Bank was promoted jointly by the Administrator of the specified undertaking of the Unit Trust of India (UTI - I), Life Insurance Corporation of India (LIC) and General Insurance Corporation Ltd. and other four PSU companies, i.e. National Insurance Company Ltd., The New India Assurance Company, The Oriental Insurance Corporation and United Insurance Company Ltd. The Bank today is capitalized to the extent of Rs. 281.63 crore with the public holding (other than promoters) at 56.89%. www.utibank.com

ICICI Lombard

ICICI Lombard General Insurance Company Limited is a 74:26 joint venture between ICICI Bank Limited and the Canada based $ 26 billion Fairfax Financial Holdings Limited. ICICI Bank is India's second largest bank, while Fairfax Financial Holdings is a diversified financial corporate engaged in general insurance, reinsurance, insurance claims management and investment management. Lombard Canada Ltd, a group company of Fairfax Financial Holdings Limited, is one of Canada's oldest property and casualty insurers. ICICI Lombard General Insurance Company received regulatory approvals to commence general insurance business in August 2001. http://www.icicilombard.com/app/Customer-segments/Rural-Insurance/health.asp

ABN AMRO Bank

ABN AMRO Bank offers microfinance in India, to fulfil its mission of Sustainable Development. The bank believes microfinance is a very powerful tool that can be used effectively to address poverty, empower the socially marginalised poor and strengthen the social fabric. Especially when directed at women, the benefits of microfinance multiply many folds. Through microfinance, the bank believes, human as well as financial capital can be enhanced for the future to leave behind a better world for our children. The microfinance program of the bank is aimed at delivering credit to the target community, through Microfinance Institutions (MFIs). www.abnamro.co.in

Microcredit Summit Campaign

The Microcredit Summit Campaign, an initiative of RESULTS Educational Fund, is based in Washington D.C. and has compiled and published the State of the Microcredit Summit Campaign Report on a yearly basis since 1998. The 2007 report highlights both successes and setbacks in the field of microfinance over the last year. As of December 31, 2006 3,316 microfinance institutions reported reaching 133 million clients, an increase of 20 million clients from 113 million in last year’s report. The dramatic progress was also evident in the Campaign’s focus on increasing lending to the poorest of the poor (those living on less than US$1 a day), which reached 92.9 million families in 2006. Ujjivan Financial Services Pvt. Ltd. is one of the contributing MFIs surveyed in this report. To view a PDF copy of the State of the Campaign Report 2007, visit www.microcreditsummit.org