Ujjivan - Providing Financial Services to the Poor

Sharing with the world Ujjivan at Global Microcredit Summit Samit Ghosh was invited to participate in panel discussions including to one on Best Practices sharing by Grameen Trust partners Read more

Field of dreams First job fair in Pune Shortlists, spot offers and more, by leading corporates at job fair. Overwhelming response from companies and customers… Read full story…

Global citizen World Bank MD visits Ujjivan Mahmoud Mohieldin and a team of World Bank executives interact with customers at a branch, observe loan disbursements and also discuss business with management team Read more…

Rapid Roll Out
Ujjivan’s new upgraded ERP application – Core Banking Solution, has already been implemented in 101 branches across India, within just a few months. All branches will be migrated to the new system soon

Right to water Community water-well provided safety cover Decade-old complaint is heard at last and the wish of local communities comes true in Sawai Madhopur, Rajasthan. Read more

Business Results

As on November 30, 2011:
• Customers • Borrowers • No. of States and UTs • No. of Under-Banked Districts • No. of Branches • Loans Disbursed • Loans Outstanding • Repayment Rate*	1,105,912 765,519 20 49 303 Rs.28,052 Mn Rs.6,802Mn 98.08%

In November :
• New Customers • No. of Loans Disbursed	21,644 80,928


Human Resources
• Field Staff • Total Employees	2971 3606

# The repayment rate is calculated as the total amount repaid less prepayments received divided by the total amount due of the total loan portfolio outstanding as of the date

# New customers only indicates the number of new entrants into the Ujjivan system and does not account for customers who may have dropped out during the month

CGAP interview with Samit Ghosh

In a recent interview with CGAP, Samit Ghosh states that the microcredit model in India using joint liability loans is outdated, and that poor customers need access to savings and micro-insurance. He discusses the role of microfinance given the impact of inflation on the poor and makes a case for MFIs to understand the importance of their relationship with the community and the customer.
Watch the video

Parinaam’s Annual Report 2010-11 has been released, containing details of its program performance, social impact and plans for the future. Download it here.

For the latest updates and details on its current programs, visit the Parinaam website.

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