Ujjivan - Providing Financial Services to the Poor

Serving over One Million families

Thanks to the commitment of our staff, the trust of the under-banked and the faith of our investors, banks, and authorities, Ujjivan has been able to progress on, and sustain its mission to help alleviate urban poverty. Ujjivan now serves over 1 million customers, helping build a better life, in 20 states around the country including 49 under-banked districts.

New draft Microfinance Bill:
The good and the bad Managing Director Samit Ghosh shares his views on the welcome and the not-so-great in the proposed new Microfinance Bill Read his comment

Changing with the need of the timesPilot launch of new lending model An adaptation of the Grameen II model, “My Loan” is a redesigned group lending methodology to overcome some of the problems which led to the industry crisis Find out more...

True to mission Good financial and social performance in 2010-11Despite it being a challenging year for the microfinance industry, Ujjivan recorded a 69% portfolio growth and 49% profit growth in 2010-11. Check the results...

Business Results

As on June 30, 2011:
• Customers • Borrowers • No. of States and UTs • No. of Branches • Loans Disbursed • Loans Outstanding • Repayment Rate*	1,072,866 813,281 20 347 `22,034 Mn `6,492 Mn 98.54%

DuringJune:
• New Customers • No. of Loans Disbursed	30,707 73,382

Human Resources
• Field Staff • Total Employees	3253 3905

# The repayment rate is calculated as the total amount repaid less prepayments received divided by the total amount due of the total loan portfolio outstanding as of the date

# New customers only indicates the number of new entrants into the Ujjivan system and does not account for customers who may have dropped out during the month

Ujjivan among India’s Top 25 Best Companies to Work For

Ujjivan is proud to be ranked 14th among the Best Companies to Work for in India. What’s more, Ujjivan also ranks #1 as the Best Company to Work for in the Microfinance industry. This is the finding of a study in 2011 by Great Place to Work Institute (India) and the Economic Times

Parinaam’s Annual Report 2010-11 has just been released. It contains details of its program performance, social impact and plans for the future. Download it here.

For the latest updates and details on its current programs, visit the Parinaam website.

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