Credit Manager - Delhi / Kolkata

Reporting to Regional Head

Job Description

The Credit Manager will focus on monitoring credit discipline and review policies and procedures of the credit manual as and when warranted. He/she will be responsible for:

• Conducting and monitoring credit loan approvals for respective region

• Ensuring that the Product program is properly followed

• Reviewing credit processes and incorporating credit inputs into the product program relating to the region when necessary

• Monitoring and enforcing credit discipline norms for borrower, center, area and visit branches to ensure that proper credit processes are followed

• Tracking on-time repayment and generation delinquency reports for the end users

• Helping branches to identify and resolve problems on various levels and formulate appropriate strategies

• Conducting credit analysis and portfolio analysis and generate MIS reports to ensure exposures as per credit policies

Background

Education:

Prior Work Experience: Experience in any area of Financial Services and banking products, product management, credit or risk management, field work, training & sales and keen to work in the social sector.

Other Attributes: Strong communication skills with the ability to communicate directly with field staff & customers. Analytical and project management skills essential. Experience in managerial role is preferred. Local language skills.

Compensation

Competitive with market for the social sector, commensurate with experience & qualification. We will also have an ESOP program for all employees.