Credit Manager: Individual Business Lending

Reporting to Regional Head

Job Description

The Credit Manager for Individual Business Lending at Ujjivan will focus on monitoring credit discipline. He/she will be responsible for:

• Conducting credit loan approvals for respective city.

• Ensuring that the Product program is properly followed.

• Incorporating credit inputs into the product program relating to the Delhi/Kolkata region when necessary.

• Monitoring and enforce credit discipline norms for borrower, center, area and visit branches to ensure that proper field operations are followed.

• Monitoring repayments made by customers and report any delinquencies to the Head Office immediately.

• Conducting regional analysis of credit and repayment issues/generate MIS reports.

Background

Education: MBA or Masters in a related field. Background in Economics, Mathematics or Statistics is preferred.

Prior Work Experience: Experience in any areas of marketing, product management, credit or risk assessment, field work, training & sales and keen to work in the social sector.

Other Attributes: Strong communication skills with the ability to communicate directly with field staff & customers. Analytical and project management skills essential. Experience in managerial role is preferred. Local language skills (Delhi – Hindi, Kolkata – Bengali).

Compensation

Competitive with market for the social sector, commensurate with experience & qualification. We will also have an ESOP program for all employees.